Fees & Payment
Transparent information about session fees, testing costs, and payment options.
I believe in transparent pricing. Below you’ll find detailed information about fees for all services. If you have questions about costs or payment options, please don’t hesitate to ask during your initial consultation.
Psychotherapy Session Fees
Individual therapy sessions tailored to your needs and treatment goals.
Psychological Testing Fees
Comprehensive evaluations including clinical interview, testing, scoring, interpretation, and detailed written report.
Testing is billed hourly for time spent on clinical interview, test administration, scoring, interpretation, and written report. A detailed estimate is provided before any assessment begins. Final cost depends on the complexity of your situation and the specific tests needed.
Insurance & Reimbursement
I remain out-of-network to keep the clinical frame uncluttered and the therapeutic focus intact. Many PPO plans reimburse a portion of out-of-network services once your deductible is met; the exact percentage varies by plan.
Payment is due at the time of service. At month’s end, I provide a superbill (itemized receipt) you can submit to your insurer for any eligible reimbursement.
Please note that reimbursement is determined solely by your plan and cannot be guaranteed. You are responsible for the full fee regardless of insurance reimbursement.
Working outside of insurance networks allows me to provide the level of care I believe in—without the constraints that insurance companies often impose on treatment length, session frequency, or the conditions I can treat.
Many clients find that even after accounting for out-of-pocket costs, the quality and fit of care makes this investment worthwhile.
When You Call Your Insurance Company, Ask:
About Your Deductible
What is my out-of-network deductible, how much remains, and is it separate from my in-network deductible?
About Reimbursement
After the deductible, what percentage of each session is reimbursed and is there a maximum allowable per CPT code?
About Session Limits
How many sessions per calendar year are covered and are there visit limits for testing?
About Authorization
Is prior authorization required for psychotherapy or testing?
About Diagnosis Codes
Does coverage depend on a specific diagnosis code or medical necessity review?
About Telehealth
Are telehealth services covered for my location (state of residence) and your clinician’s location?
Common CPT Codes
(examples, not a guarantee of coverage)
Psychotherapy:
90791 (initial evaluation), 90837 (60-min psychotherapy), 90834 (45-min psychotherapy)
Psychological/ADHD Testing:
96130-96131 (psych test evaluation services), 96136-96137 (test administration/scoring)
Telehealth coverage varies by plan and state.
Sliding Scale
I reserve a limited number of sliding scale spots for clients who cannot afford my full fee. Sliding scale availability varies and is offered based on financial need and current caseload.
If cost is a barrier to treatment, please mention this during your initial consultation. I would rather discuss options than have finances prevent you from getting the help you need.
If I’m unable to offer a reduced fee, I’m happy to provide referrals to qualified colleagues or community resources that may be more accessible.
Sliding scale fees are determined on a case-by-case basis and are not available for all services. Psychological testing, due to the extensive time involved, has limited sliding scale availability.
Good Faith Estimate
Under the No Surprises Act, healthcare providers are required to give patients who don’t have insurance or who are not using insurance an estimate of the expected charges for medical services, including psychotherapy services.
Your Rights Under the No Surprises Act
- You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services.
- You can ask your provider for a Good Faith Estimate before you schedule a service.
- If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
- Make sure to save a copy or picture of your Good Faith Estimate.
For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.
Payment Methods
Payment is due at the time of service. I accept the following payment methods:
- Credit cards (Visa, MasterCard, American Express, Discover)
- Debit cards
- HSA/FSA cards
- Cash
- Check
A credit card is kept on file for all clients. For your convenience, recurring payments can be set up to charge automatically after each session.
HSA & FSA
Psychotherapy and psychological testing are typically eligible expenses for Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA).
Using pre-tax dollars through these accounts can effectively reduce your cost by 20-30% depending on your tax bracket. Check with your plan administrator to confirm eligibility.
Cancellation Policy
Your appointment time is reserved specifically for you. If you need to cancel or reschedule, please provide at least 48 hours notice. This allows me to offer the time to another client who may be waiting for an appointment.
Late Cancellations
Cancellations made with less than 48 hours notice will be charged 50% of the session fee.
Missed Appointments
No-shows or same-day cancellations will be charged the full session fee.
I understand that emergencies happen. If you have an emergency or illness, please contact me as soon as possible and we can discuss the situation. Chronic late cancellations or no-shows may require us to reconsider the treatment arrangement.
Patient Forms
New clients will receive intake paperwork electronically before the first appointment. Completing these forms in advance allows us to make the most of our time together.
Questions About Fees?
I’m happy to discuss costs, payment options, or insurance during a brief phone consultation.